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Privacy Policy

Our Site is devoted to maintaining the protection of your personal information.

Please access our official privacy policy below. You will learn of the state-of-the-art security methods we use to safeguard your privacy. Please utilize the form on our Contact page to write us a note in the event that you have any questions regarding the methods we utilize to protect your personal information.

Our Privacy Policy

This privacy policy (hereinafter “Privacy Policy”) covers information about the procedures we apply to protect information attained from those who access www.healthexchangerates.org (hereinafter “Site”). Our methods for collection can be accessed in our Privacy Policy. Also available are the collection, use and disclosure of information we may gather from you while you are on our Site. By using our Site, you show that you understand and accept to be bound by the terms in this policy.

Our Privacy Policy is merged into the terms detailed on our page titled ‘Legal Info’; this generally applies to your use of our Site.

Site Users Age Requirement

You must be at least 18 years of age to use this site. Please refrain from submitting personal information to us if you are under the age of 18.

Site Users Country of Residence Requirement

In order to use this Site you must reside in the United States of America. By using this site, you signify that you reside in the United States of America.

The Collection of Personally Identifiable Information (PII)

Users of our site may offer information that is possibly sensitive in the form of User Submissions. While on our site, your personally identifiable information may be pursued and retained. Methods of information acquisition include applications, online forms, e-mail and comments submitted on the Site. Health or medical condition information as well as financial data may be some of the information obtained.

The Collection of Information That is Non-Personally Identifiable

Non-personally identifiable information may also be collected on our site. Examples of this type of data include profile or demographic information and preferences and activity displayed while on our site.

The Reason We Collect Personal Information

Our goal is to give you the best insurance coverage rates available. Insurance companies utilize different kinds of data to set their prices with much of it being considered as personal or sensitive. In our quest to find you the best rates, we deal with these companies. Our capability to provide you with the best insurance coverage at a great price requires us to gather this information.

Sharing and Using of Information

There are numerous different purposes for information collected on this site. One of the purposes may be to process your insurance quote application. Your information may also be used to provide information on our services or products from our affiliates and us. Information received in different ways and times may be collectively used with other information.

Information sent on our site may be provided to various entities including but not restricted to: insurance agents or representatives of insurance companies, brokers, and discount insurance program representatives. You may be contacted by these entities via e-mail, postal mail, phone or other methods to provide insurance quotes. After forwarding your Application Information to any company, individual or entity, we accept no responsibility of the violation of ours or their Privacy Policy.

For marketing and technology services, we may need to provide your personal information to companies who provide these services. We may sell, package or transfer non-personally identifiable information on usage of the site to third parties. In the event that we sell most or all of our assents, or in the course of a merger with another business or company, change in ownership liquidation or business reorganization, these actions may happen.

Your information may be released to law enforcements and other government officials if you are suspected to be involved in illegal activity, with or without requirement by law.

Methods of Security

We encrypt the data you submit to our site through the application form as is forwards to our site. Certain risks come with using the Internet, despite our security measures. We do not guarantee that the personal information you provide will not be retrieved with no permission or that it will remain securely stored on our servers. We hold no liability for any loss, damage, theft, interception or access that is unauthorized of your sensitive information. By using the site you prove that you understand and agree with our policy.

Consent

You agree for us to forward your information that may be sensitive for processing to the United States and other countries or territories, by submitting your information on our site. You allow us to have numerous insurance industry professionals we partner with through our health insurance network to directly get in contact with you to give you quotes via telephone, e-mail, regular mail or fax. You agree that you will not consider these contacts a violation if any of your contact information is on any local or national “Do Not Call” list.

Links

Links references to other sites which may not adhere to our Privacy Policy may be included on our site. You agree that our Privacy Policy does not apply to these other sites should you decide to access these links or references.

You Agree to This Privacy Policy

Please do not use our site if you do not agree with any of the terms of our Privacy Policy. If you use our site you agree with this policy. We hold the ability to modify, add, change or remove sections of this policy at any time. As a user, you should frequently review this policy for changes or updates. Continuing to use our site shows that you continue to agree with the terms of this policy.

To send us any inquiries or comments you have concerning our Privacy Policy, use the Contact Us page.